persons name

Sean Starkey

Branch Manager/Sr. Loan Officer

NMLS#46659

Cell: (603)617-0083

Office: (603) 294-4422 x 151

sstarkey@trynorthpoint.com

Meet Sean Starkey

Mortgage lending has evolved immensely over the past 16 years. It is incredibly important to work with a local, knowledgeable and seasoned lending professional. Doing so will make the difference in fully understanding your options or being pressured into a loan that does not meet your needs or goals.

 

I am a mortgage originator with over 16 years of experience in this tumultuous housing market. I greatly enjoy helping home buyers achieve their goals of home ownership and managing one of their most valuable financial assets.

 

I continue to cultivate strong working relationships with local Realtors who value my expertise and heightened attention to customer service. I feel strongly that it is you, the customer, which is the most important factor during the transaction of real estate.

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What Do Appraisers Look For When Determining A Property's Value?

Most people are surprised to learn what appraisers actually look at when determining the value of a real estate property. A common misconception homeowners generally have is that the value of their home is determined after the appraiser has completed their physical property inspection. However, th ...
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Where Does My Earnest Money Go?

Hey, I gave my real estate agent a $5000 Earnest Money Deposit check... Where does that money go? A basic and very obvious question that most First-Time home Buyers ask once their purchase contract gets accepted. According to Wikipedia: Earnest Money - an earnest payment (sometimes called earnest money or simply earnest, or alternatively a good- ...
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Renting vs Buying A Home

Buying a home versus renting is a big decision that takes careful consideration. While there are several biased sources that can make arguments for or against owning a home, we've found that most home buyers base their ultimate decision on emotion. Yes, there are some tax advantages of owning real estate, as well as the potential to earn equity ...
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What Does Title Insurance Protect Me From?

By including title insurance when purchasing property, your title insurer takes on accountability for legal expenses to defend your property title, should it ever be challenged. Many different occurrences can come into play to warrant the need for title insurance. The title company responsible wi ...
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Understanding the FHA Mortgage Insurance Premium (MIP)

* Disclaimer – all information in this article is accurate as of the date this article was written * The FHA Mortgage Insurance Premium is an important part of every FHA loan. There are actually two types of Mortgage Insurance Premiums associated with FHA loans: 1.  Up Front Mortgage Insurance ...
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First-Time Home Buyer Credit Checklist

Getting a new mortgage for a First-Time Home Buyer can be a little overwhelming with all of the important details, guidelines and potential speed bumps. Since there are so many rules and steps to follow, here is a simple list of Do's and Don'ts to keep in mind throughout the mortgage approval proce ...
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